FAQ

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What makes Cala Lending stand out in the marketplace?

We are a fintech company that provides solutions for small businesses to help you grow or meet any financing challenge you face. Through our marketplace platform, we can match your loan application with the perfect lender.

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What are the benefits of working with Cala Lending?

Our experts and state-of-the-art platform save you time, money and a lot of frustration. We help you overcome any language differences that may exist and we simplify the often complex and confusing process of finding financing so that you can get needed funds as fast as possible.

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How much can I borrow?

The amount you can borrow will depend on a number of factors, such as business history, revenue, revenue potential, asset value, credit score and more. Contact us by using our contact form here to learn more about the amount you may be available to borrow.

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Are there restrictions on how loan funds can be used?

That will depend on the agreement that you sign with your lender. In general, if you are using the funds on your business you should be OK, but again you will need to fully understand your loan agreement.

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What if I’m looking to launch a business but need some cash to start?

Our loans are the way to go! We can help you find lenders who are eager to support Latino and minority owned businesses and help them get off the ground and up and running. You may be surprised at the lenders and funding programs available to you. Our experts have an in-depth understanding of the marketplace and can help you find and qualify for the best financing solutions.

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How does Cala Lending differ from other lending sources?

Cala Lending is designed to serve the specific needs of Latinos and other minority borrowers. We can walk borrowers through the lending process in their native language and have the cultural understanding necessary to put borrowers at ease. And, for minority business owners who have assimilated into American culture more fully, Cala Lending still offers several key advantages. Unlike many small business lenders, we offer a full suite of lending products, covering almost every possible funding need. Though we offer personal service for clients who need it, we also offer a fully-automated lending platform designed to get borrowers the best deal as quickly and as painlessly as possible.

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Why are so many minority small business owners foregoing the use of growth capital?

Latinos and other minorities often feel alienated from popular lending platforms. Many have a language barrier and are not tech-savvy, which makes them a poor fit for today’s automated lenders. As a result, they don’t fully trust these platforms. This leads many minority business owners to choose not to pursue loans, or to rely on friends and family for growth capital. Without access to a trusted, reliable source of funding, like Cala Lending, they are foregoing the opportunity to scale their businesses.

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Is it a good time to apply for business funding?

Yes! Latino-owned small businesses are powering the US economy. Latino-owned businesses have grown 31.6% since 2012 – more than double the growth rate of all other US businesses.

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Why consider Cala Lending to solve your financing issues?

Because we are geared to help Latino and minority business owners especially. Many Latino business owners are simply uncomfortable with the lending process. As a result, Latino entrepreneurs have unmet credit needs of nearly $7 billion. Our experts can guide you through the confusing process, solve any language difficulties that arise and help you get the funding you need as fast and as conveniently as possible.

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Do you offer financing for small amounts?

Yes! You can apply for business advances of $2,500 to $10,000.  This  financing is approved in minutes and offers same-day funding. Our super fast funding team is ready to talk to you even if you have only had a business checking account for 2 months and a minimum monthly bank volume of $4,000. We understand that when it comes to funding – a little bit can GROW a long way!

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